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According to a number of financiers, in the context of financial institutions and market’s globalization, money relations evolve in the direction of the main points of the theory of “permanent growth of competitive money offers” Nobel laureate FA Hayek. Private money as he thought is such money which is a legitimate means of payment existing without any government involvement. He came from a conclusion that the state monopoly money emission as legal tender is a relatively new phenomenon in the history of finance: “The history there is no justification for the current government monopoly on emission of money. There are no arguments in favor of the fact that money that government gives us would be better than any other money. Once the privilege money emission was first presented as a royal prerogative, it has been always defended, as the right to release money was needed to finance government activities. And the main aim was not to give us good money, but for to give to a government access to resources from which it can draw the necessary money, using the printing press”.  There two common questions about electronic currency of Perfect Money: can the emission of electronic money increase the value of money in the country and whether this process can lead to higher inflation.
It is wrong and incredible to consider electronic money as a competing alternative to usual money. Its appearance is caused by necessarily to support business transactions in Internet, where the usage of conventional money is inconvenient or impossible. That is why one should consider electronic currency as an addition to real money, either as another tool for trading in the Internet, complementary cards.
Perfect Money system does not increase an amount of money, but clearly increases the velocity of circulation, because it is a means to accelerate and support money operations where the use of conventional money, or inconvenient, or not possible at all. Therefore, some increase of inflation is possible, however, it is clear that, in general, this process is positive, because one can not say that the benefit of containing inflation will be good positive process if some part of money amount can not be used, as it is always “in transit” and part of operations are not conducted, because it is impossible or very difficult and inconvenient to do it using existing forms of money.
The obvious problems with the use of money transferPM can be connected with its liquidity and with the obligations imposed emitter. The same problems can appear with the use of securities. It follows that this sphere of activities will require regulation, possibly similar to the existing on the securities market. As a rule, the practice of new financial instruments comes first, and then one creates the appropriate regulation, and it is possible to have at least local cataclysms associated with the ups and downs of exchange rates of electronic money.
So, one sees that Perfect Money send money online is a very flexible tool expanding the sphere of cash usage. With its help one can easy borrow money to a friend (and distance) and use them in everyday “non-electronic” life, as well as pay for Internet purchases or make own business.
The value of transactions using electronic money and its processing and accounting is much cheaper than the cost of processing traditional money, credit cards, checks and other means of payment. The processing of electronic money is more easily and its usage can seriously change the structure of banks and reduce staff.
Electronic money, unlike checks and credit systems, allow to maintain the anonymity of the transaction (in varying degrees), because it does not require identity cards and credit status of a payer.
Unlike traditional cash payments with the help of Perfect Money do not need presence of a payer and a payee, as well as money transfer can be done on the Internet.